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Designed with you in mind!

Official Family Nominations

There will be three board positions up for re-election during the 2022 Annual Meeting. The nominating committee reports that all three current board members in these positions are seeking re-election. They are Tom Shea, Jim Snelgrove, and Brendan Lynch. Members interested in serving on the Board of Directors must submit a letter of interest to the nominating committee. If the nominating committee doesn't nominate the member it would be the responsibility of the member to obtain a petition with the signatures of 1% of the credit union membership (366 members) as reported on June 30, 2021. The petition should include the candidate's name, member's name/signature and purpose of the petition. The petition must be presented to the President of the credit union by November 30, 2021.

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Checking Accounts

Designed with you in mind, our Checking Account is worth the switch! Keep your money happy and in your pocket by enjoying no minimum balance requirements and free overdraft protection.

Plus, gain access to our Debit Card program offering added security features and convenient member perks including:

  • Mastercard ID Theft Protection
  • Mastercard Airport Concierge
  • Extended Warranty
  • Priceless Cities Offers & Experiences

Welcome to better and open the account that's a perfect fit! For more information, contact us at 561-686-4006.

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Take Advantage of CO-OP Shared Services

There's always a branch within reach!

Guardians Credit Union appreciates that you love 'banking' with us and that's why we provide you with access to a network of over 5,500 credit union branches nationwide. In other words wherever you live, work, or play. To find the nearest branch:

  • Visit Co-Op Shared Branch to find a branch.
  • Download the CO-OP Shared Branch App for iPhone or Android.
  • Text a Zip Code to 91989 to find nearby Shared Branch Locations (SB = Shared Branch SBX = Shared Branch Express).
  • Call 1-888-748-3266 for more info.
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Retirement is a Beginning

See if you are prepared to begin your retirement by answering four key questions.
Provided by Jack Ramsay

How do you know you are psychologically ready to retire?

As a start, ask yourself four questions.

  1. Is your work meaningful?

    If it is emotionally and psychologically fulfilling, if it gives you a strong sense of purpose and identity, there may be a voice inside your head telling you not to retire yet. You may want to listen to it.

    It can be tempting to see retirement as a "finish line": no more long workdays, long commutes, or stressful deadlines. But it is really a starting line: the start of a new phase of life. Ideally, you cross the "finish line" knowing what comes next, what will be important to you in the future.

  2. Do you value work or leisure more at this point in your life?

    If the answer is leisure, score one for retirement. If the answer is work, maybe you need a new job or a new way of working rather than an exit from your company or your profession.

    An old saying says that retirement feels like "six Saturdays and a Sunday." Fantastic, right? It is, as long you don't miss Monday through Friday. Some people really enjoy their careers; you may be one of them.

  3. Where do your friends come from?

    If very little of your social life involves the people you work with, then score another point for retirement. If your friends are mainly your coworkers, those friendships may be tested if you retire (and you may want to try to broaden your social circle for the future).

    At a glance, it might seem that an enjoyable retirement requires just two things: sufficient income and sufficient return on your investments. These factors certainly promote a nice retirement, but there are also other important factors: your physical health, your mental health, your relationships with family and friends, your travels and adventures, and your outlets to express your creativity. Building a life away from work is a plus.

  4. What do you think your retirement will be like?

    If you think it will be spectacularly different from your current life, ask yourself if your expectations are realistic. If after further consideration they seem unrealistic, you may want to keep working for a while until you are in a better financial position to try and realize them or until your expectations shift.

Ideally, you retire when you are financially, emotionally, and psychologically ready. The era of the "organization man" retiring with a gold watch and a party at 65 is gone; the cultural forces that encouraged people to stop working at a certain age aren't as strong as they once were.

Why you are retiring is as important as when you choose to retire. When you are motivated to retire, you see retirement as a beginning rather than an end.

Jack Ramsay may be reached at 561-686-4006, ext. 1120 or

This material was prepared by MarketingPro, Inc., and does not necessarily represent the views of the presenting party, nor their affiliates. All information is believed to be from reliable sources; however we make no representation as to its completeness or accuracy.