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Unlock Epic Auto Services

Rates as low as 2% APR*

Don't let high rates and hidden fees be a cause for panic.

Our combination of auto services protects you from paying too much for your loan. Check out our list of services to empower your auto buying or refinancing experience.

  • Bumper-2-Bumper Extended Warranty — Acts as your super sidekick and always has your back
  • GAP Insurance — Swoops in to protect you from owing more than your vehicle is worth
  • Auto Buying Service — Removes the stress of auto buying at NO COST to you
  • Terms up to 84 months — Rescues your monthly budget with affordable rates & extended terms

Not in the market for a new car? Refinance a new or used automobile with Guardians and we'll Beat the Rate you've been offered, or are already paying, elsewhere by up to 1.**

Learn more about our auto loans

*Annual percentage rate. Rates, terms and conditions are subject to change without notice. Rate based on creditworthiness. Rates range from 2.00% APR–17.89% APR. Payment example: 24 payments of $42.54 per $1,000 borrowed based upon a 2.00% APR. **Beat the Rate is for the refinancing of consumer vehicle loans only. Eligibility requirements apply. In no event will the refinanced APR be below 2.74%, unless the rate assigned is for a term of 24 or 36 months and issued to a tier 1 borrower, for which the standard rate for these terms applies. Beat the rate incentive is to beat the rate by up to 1% or standard rate, whichever is better for the member.