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Guardians Credit Union logo on an iPad below an E-Statements banner


Sign up for e-statements to access electronic versions of your monthly statement right through CU Online. Signing up is easy — just go to "Your Preferences" in CU Online and select "Electronic" in the drop down menu under "Services." Click "Yes" to save the settings, and you'll be enrolled!

Signing up for e-statements also allows members to avoid the paper statement fee.

Screenshot of Guardians Mobile Banking App on an iPhone

Mobile Banking

Guardians Credit Union knows you're always on the go, and we want to make sure we're right there with you. That's why we're working diligently to bring you our new mobile banking app! Take a look!

Powered by Mobiliti™, the Guardians' Mobile Banking app is a world-class mobile banking and payment experience tailor-made for our customers.

Never worry about running out of time to get to a branch. Guardians Mobile Banking app will offer complete banking, person-to-person payments, mobile deposit, alerts, and bill payment functionality right on your phone. Plus, if you're traveling, it will give you location-finder services for ATMs.

Keep an eye out for Guardians Mobile Banking app, available in the App Store and in the Google Play Store. As your financial institution, we're encouraging you to go far, and we're promising to be with you every step of the way. Guardians Credit Union, On Duty for You.

CO-OP Shared Branches

Guardians partners with the CO-OP Shared Network to provide you with access to over 5,000 credit union branches nationwide.

To find the location of a Shared Branch or ATM near you go to or call 1.888.748.3266.

Not familiar with the benefits of Shared Branching? This quick video overview offers a great explanation!

Ramsay Retirement

Regardless of how the markets may perform, consider making the following part of your investment philosophy:


The saying "don’t put all your eggs in one basket" has real value when it comes to investing. In a bear OR bull market, certain asset classes may perform better than others if your assets are mostly held in one kind of investment (say, mostly in mutual funds, or mostly in CDs or money market accounts), you could be hit hard by stock market losses, or alternately lose out on potential gains that other kinds of investments may be experiencing. So there is an opportunity cost as well as risk.

This is why asset allocation strategies are used in portfolio management. A financial professional can ask you about your goals, tolerance for risk, and assign percentages of your assets to different classes of investments. This diversification is designed to suit your preferred investment style and your objectives.


Impatient investors obsess on the day-to-day doings of the stock market. Have you ever heard of "stock picking" or "market timing"? How about "day trading"? These are all attempts to exploit short-term fluctuations in value. These investing methods might seem fun and exciting if you like to micromanage, but they could add stress and anxiety to your life, and they may be a poor alternative to a long-range investment strategy built around your life goals.


Most people invest a little at a time, within their budget, and with regularity. They invest $50 or $100 or more per month in their 401(k) and similar investments through payroll deduction or automatic withdrawal. In essence, they are investing on "autopilot" to help themselves build wealth for retirement and for long-range goals. Investing regularly (and earlier in life) helps you to take advantage of the power of compounding as well.

If you don't have a long-range investment strategy, talk to a qualified financial advisor today.

Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC , a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free 800-369-2862. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members.

This material was prepared by MarketingLibrary.Net Inc., and does not necessarily represent the views of the presenting party, nor their affiliates. This information should not be construed as investment, tax or legal advice. All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy.