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Designed with you in mind!

ATM Pins

Did you know you can change your pin number directly from your phone?

Simply call 1-(800)-757-9848 and change your pin to something you'll never forget. That said, we'd advise against going with your birth year, or even worse, 1234! This added convenience is just another way Guardians CU stays On Duty For You!

Screenshot of Guardians Mobile Banking App on an iPhone

Mobile Banking

Guardians Credit Union knows you're always on the go, and we want to make sure we're right there with you. That's why we're working diligently to bring you our new mobile banking app! Take a look!

Powered by Mobiliti™, the Guardians' Mobile Banking app is a world-class mobile banking and payment experience tailor-made for our customers.

Never worry about running out of time to get to a branch. Guardians Mobile Banking app will offer complete banking, person-to-person payments, mobile deposit, alerts, and bill payment functionality right on your phone. Plus, if you're traveling, it will give you location-finder services for ATMs.

Keep an eye out for Guardians Mobile Banking app, available in the App Store and in the Google Play Store. As your financial institution, we're encouraging you to go far, and we're promising to be with you every step of the way. Guardians Credit Union, On Duty for You.

Estate Planning

Create a will if you don't have one.

A valid will may save your heirs from some expensive headaches linked to probate and ambiguity. A solid will drafted with the guidance of an estate planning attorney may cost you more than the will-in-a-box, but may prove to be some ofthe best money you ever spend.

Complement your will with related documents.

Depending on your estate planning needs, this could include some kind of trust (or multiple trusts), durable financial and medical powers of attorney, a living will and other items.

Review your beneficiary designations.

Who is the beneficiary of your IRA? How about your 401(k)? How about your annuity or life insurance policy? If you're not sure, it's probably a good idea to go back and check the documents to verify (or change) who the designated beneficiary is.

Create asset and debt lists.

You should provide your heirs with an asset and debt "map" they can follow should you pass away, so that they will be aware of the little details of your wealth.

Think about consolidating your "stray" IRAs and bank accounts.

This could make one of your lists a little shorter. Consolidation means fewer account statements, less paperwork for your heirs and fewer administrative fees to bear.

Let your heirs know the causes and charities that mean the most to you.

Write down the associations you belong to and the organizations you support.

Select a reliable executor.

That personal should have copies of your will, forms of power of attorney, any kind of healthcare proxy or living will, and any trusts you create. In fact, any of your loved ones referenced in these documents should also receive copies of them.

Talk to the professionals.

Do-it- yourself estate planning is not recommended, especially if your estate is complex enough to trigger financial, legal and emotional issues among your heirs upon your passing.